Final Handicap Number for the Year

I ended the year with a handicap index of 13.3, one-half stroke better than last year’s final number and one stroke above my low for the year of 12.3 on September 1st.  This very much mirrors my scoring pattern of last year but I have been maintaining a lower scoring average through the end of the year better than in my earlier golfing years of  2005-08. I’m sure getting much below 12.0 is going to be very difficult.

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